Protect Your Family and Start Saving Today!

Our Mission

To provide affordable healthcare products to our customers with service you can count on!

Company Profile

P&L Insurance offers a versatile selection for your healthcare needs.  Backed with more than 40 years of experience in the healthcare insurance industry.

Among our list of programs, we offer conventional plans through many of the A rated insurance companies such as Unicare, Aetna, Blue Cross/Blue Shield, and FORTIS. 

We also offer very comprehensive alternative plans for reimbursement and discount plans to address the needs of many individuals and families on restricted budgets or looking for additional coverage.  Some programs provide immediate coverage.

Many of our clients have exhausted all the options they were able to find with no success - either they weren't eligible or the cost was prohibitive.

We encourage you to call TODAY for your FREE personalized quote.

Hello, my name is Phil Landsberg and it has been my objective to assist the many, many individuals and families that are uninsured and underinsured.  My personal experience in the insurance and healthcare industry has allowed me the great satisfaction of helping many to find the program that best fits their situation and needs.  The programs I have available to offer can be customized at various levels of protection and I will work with you to find the one that fits you best!

Program Information

Our Conventional Programs Include:

	Flexible Deductible Amounts
	Flexible Benefit Levels
	Elective Specialty Coverage
	Individual and Family Coverage

Some of Our Alternative Plans Feature:

	No Deductibles
	No Pre-Existing Conditions Limitations
	No Waiting Periods
	No Physicals Required

Plans Can Include:

	Medical Savings - Over 375,000 provider locations including physicians, facilities and hospitals nationwide
	Dental - Including services such as Orthodontics and Cosmetic Dentistry
	Prescriptions - Includes Local Pharmacies as well as Mail Order Pharmacies
	Hearing - Providers and Locations Nationwide
	Chiropractor and Other Alternative Medical Specialties

Additional Benefits Can Include:

	24 Hour Health Assistance Hotline
	$2,000 Excess Accident Medical Coverage
	And much, much more!